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- Working Paper
This paper presents a risk-neutral approach that CBO uses to inform its estimates of the fair-value cost of mortgage obligations.
- Working Paper
This paper describes the methods and data that CBO uses to estimate the cost of market risk for three categories of federal credit programs: housing and real estate loans, student loans and other consumer loans, and commercial loans.
- Working Paper
In 2012, the Federal Housing Administration (FHA) reduced fees to refinance FHA-insured mortgages obtained before a retroactive deadline. We estimate that the policy will prevent more than 35,000 defaults of FHA-insured mortgages.
- Working Paper
This paper presents the simulation model that CBO uses to project the budgetary costs of the Federal Housing Administration’s (FHA’s) single-family mortgage insurance program.
- Working Paper
CBO releases companion working paper to its report Modifying Mortgages Involving Fannie Mae and Freddie Mac: Options for Principal Forgiveness.
- Working Paper
Taxation of Owner-Occupied and Rental Housing
- Working Paper
Revisiting the Excise Tax Effects of the Property Tax
- Working Paper
Mitchell Remy, Deborah Lucas, and Damien Moore