Housing
- Report
The Role of Federal Home Loan Banks in the Financial System
CBO describes the role of Federal Home Loan Banks (a government-sponsored enterprise) in financial markets, their financial condition, the value of the federal subsidies they receive, and the risks they pose.
- Report
How the Military’s Basic Allowance for Housing Compares With Civilian Housing Costs
CBO compares the housing standards used to determine the military’s basic allowance for housing (BAH) with the housing rented by comparable civilians. CBO also compares BAH rates with the rental costs paid by those civilians.
- Report
Administrative Costs of Federal Credit Programs
To assess the full costs of federal loans and loan guarantees, CBO has developed a method for estimating the present value of the lifetime administrative costs of certain federal credit programs.
- Report
Flood Damage and Federally Backed Mortgages in a Changing Climate
CBO estimates the flood damage homes with federally backed mortgages are expected to face in multiyear periods centered on 2020 and 2050, reflecting the effects of climate change. The agency also analyzes where that damage is concentrated.
- Report
Communities at Risk of Flooding
CBO examines the variation in current and future flood risk across communities with different economic and demographic characteristics.
- Presentation
Contingent Financial Liabilities of the Federal Government
Presentation by Sebastien Gay, CBO’s Director of Financial Analysis, to the MIT Golub Center for Finance and Policy’s 10th annual conference.
- Report
Estimates of the Cost of Federal Credit Programs in 2024
CBO estimates the costs of federal credit programs in 2024 in two ways—following procedures prescribed by the Federal Credit Reform Act and using a fair-value approach, which measures the market value of the government’s obligations.
- Report
An Update to the Economic Outlook: 2023 to 2025
In CBO’s latest projections, economic growth slows and then picks up over the 2023–2025 period. That initial slowdown in economic growth drives up unemployment. Inflation continues to gradually decline.
- Cost Estimate
Estimated Budgetary Effects of H.R. 3564, the Middle Class Borrower Protection Act of 2023
As posted on the website of the House Committee on Rules on June 20, 2023
https://rules.house.gov/bill/118/hr-3564 - Cost Estimate
H.R. 3564, Middle Class Borrower Protection Act of 2023
As reported by the House Committee on Financial Services on
June 7, 2023