Housing Finance
- Cost Estimate
H.R. 1988, Protecting Affordable Mortgages for Veterans Act of 2019
As ordered reported by the House Committee on Veterans’ Affairs on May 8, 2019
- Cost Estimate
H.R. 1988, Protecting Affordable Mortgages for Veterans Act of 2019
As ordered reported by the House Committee on Financial Services on May 8, 2019
- Report
Fair-Value Estimates of the Cost of Federal Credit Programs in 2020
Using FCRA procedures, CBO estimates that new loans and loan guarantees issued in 2020 would result in savings of $31 billion. But using fair-value procedures, CBO estimates that they would have a lifetime cost of $36.5 billion.
- Report
The Role of the Federal Housing Administration in the Reverse-Mortgage Market
In this report, CBO examines how FHA’s Home Equity Conversion Mortgage program works, how it affects the federal budget, and how various policy approaches might reduce costs and risks to the government or to borrowers.
- Report
Report on the Troubled Asset Relief Program—April 2019
CBO estimates that the net cost of the TARP will total $31 billion—$1 billion less than it estimated in March 2018 because of a decrease in projected disbursements for mortgage programs. Almost all of the TARP’s transactions have been completed.
- Report
Options for Reducing the Deficit: 2019 to 2028
CBO periodically issues a volume of options—this year’s installment presents 121—that would decrease federal spending or increase federal revenues. CBO’s website allows users to filter options by topic, date, and other categories.
- Cost Estimate
H.R. 6737, Protect Affordable Mortgages for Veterans Act of 2018
As passed by the House of Representatives on September 26, 2018
- Cost Estimate
S. 3552, 7(a) Real Estate Appraisal Harmonization Act
As reported by the Senate Committee on Small Business and Entrepreneurship on October 11, 2018
- Report
Accounting for Fannie Mae and Freddie Mac in the Federal Budget
CBO examines how federal control affects the GSEs’ budgetary treatment and describes how different accounting approaches affect estimates of the costs of the GSEs and of potential policy changes.
- Cost Estimate
H.R. 2570, Mortgage Fairness Act of 2017
As ordered reported by the House Committee on Financial Services on July 24, 2018