Housing Finance
- Presentation
Modeling the Subsidy Rate for Federal Single-Family Mortgage Insurance Programs
This slide deck enhances the transparency of CBO’s modeling of the budgetary effects of federal single-family mortgage insurance programs.
- Report
Transferring Credit Risk on Mortgages Guaranteed by Fannie Mae or Freddie Mac
CBO reviews Fannie Mae and Freddie Mac’s program to transfer some of the credit risk of their guarantees to investors and analyzes two approaches for expanding those efforts.
- Cost Estimate
H.R. 2954, Home Mortgage Disclosure Adjustment Act
As ordered reported by the House Committee on Financial Services on October 12, 2017
- Cost Estimate
H.R. 3971, Community Institution Mortgage Relief Act of 2017
As ordered reported by the House Committee on Financial Services on October 12, 2017
- Cost Estimate
H.R. 2148, Clarifying Commercial Real Estate Loans
As ordered reported by the House Committee on Financial Services on October 12, 2017
- Presentation
How Fannie Mae and Freddie Mac Share Credit Risk With Other Entities
Presentation by Sebastien Gay, Assistant Director of CBO’s Financial Analysis Division, at the 2017 Real Estate Research Symposium at the Kenan-Flagler Business School, University of North Carolina at Chapel Hill.
- Report
Options to Manage FHA’s Exposure to Risk From Guaranteeing Single-Family Mortgages
CBO analyzes options to reduce FHA’s exposure to risk from its program to guarantee single-family mortgages, including creating a larger role for private lenders and restricting the availability of FHA’s guarantees.
- Presentation
Changes in Federal Housing Assistance for Low-Income Households
Presentation by Elizabeth Cove Delisle, an analyst in CBO’s Budget Analysis Division, to the Council of Large Public Housing Authorities.
- Report
Report on the Troubled Asset Relief Program—June 2017
CBO estimates that the net cost of the TARP will total $33 billion—$3 billion higher than the agency’s March 2016 estimate because of an increase in projected disbursements for mortgage programs.
- Cost Estimate
H.R. 10, Manager’s Amendment for the Financial CHOICE Act
Manager’s amendment to H.R. 10, as posted on the website of the House Committee on Rules on May 26, 2017