Housing Finance
- Report
Transitioning to Alternative Structures for Housing Finance: An Update
CBO analyzes four alternative structures for the secondary mortgage market, in which the government would play varying roles in guaranteeing mortgage-backed securities, and provides estimates of federal costs under each approach.
- Report
How CBO Produces Fair-Value Estimates of the Cost of Federal Credit Programs: A Primer
In this primer, CBO discusses the methodological differences between the FCRA and fair-value approaches and how those differences affect estimates of the cost of federal credit programs.
- Cost Estimate
H.R. 5953, BUILD Act
As ordered reported by the House Committee on Financial Services on June 14, 2018
- Report
Fair-Value Estimates of the Cost of Federal Credit Programs in 2019
Using FCRA procedures, CBO estimates that new loans and loan guarantees issued in 2019 would result in savings of $37.4 billion. But using fair-value procedures, CBO estimates that they would have a lifetime cost of $37.9 billion.
- Report
Report on the Troubled Asset Relief Program—March 2018
CBO estimates that the net cost of the TARP will total $32 billion—$1 billion less than it estimated in June 2017 because of a decrease in projected outlays for mortgage programs. Almost all of the TARP’s transactions have been completed.
- Cost Estimate
H.R. 2948, a bill to amend the S.A.F.E. Mortgage Licensing Act of 2008 to provide a temporary license for loan originators transitioning between employers, and for other purposes
As ordered reported by the House Committee on Financial Services on December 13, 2017
- Cost Estimate
H.R. 2226, Portfolio Lending and Mortgage Access Act
As ordered reported by the House Committee on Financial Services on January 18, 2018
- Cost Estimate
H.R. 4560, GSE Jumpstart Reauthorization Act of 2017
As ordered reported by the House Committee on Financial Services on December 13, 2017
- Cost Estimate
H.R. 2255, HOME Act
As ordered reported by the House Committee on Financial Services on January 18, 2018
- Cost Estimate
H.R. 1153, Mortgage Choice Act of 2017
As ordered reported by the House Committee on Financial Services on November 14, 2017